Demystifying The Complex

MSW Financial Partners (MSW) provides access to the people, resources and information that shape your financial future and protect your personal well-being.

Our goal is to help you make sound financial decisions about building and maintaining your wealth.  Our responsibility is to provide professional and personalized advice to each and every client.

 

                                                        The Best of Both Worlds

MSW’s advisors include Investment Advisor Representatives, Chartered Financial Planners, Chartered Financial Consultants, and Chartered Life Underwriters among others.  We represent more than $235 million dollars in client invested assets and millions more in insurance and corporate benefit portfolios. 

As professionals, we share a common vision, honest and open communication, and the philosophy of a highly personalized approach to working with our clients.  The firm principals and leaders of MSW are all long standing members of PartnersFinancial.  This means, with offices in Boston, Worcester and Denver; MSW clients will enjoy the best of both worlds; a local independent advisor, backed by the strength and resources of a national financial services company.

MSW is the culmination of three multi-generational firms focused on serving our communities as well as our clients. Our advisors cater to family owned business, and business owners with strong family values.

 

Boston
Joseph Stone, CLU®, ChFC Timothy C. Withers
Phone: 781-740-0077 Phone: 781-319-0098
E-mail: joe@mswfp.com E-mail: tim@mswfp.com

 

 

Worcester
James J. Moynihan, CLU® Moira Moynihan-Manoog, CFP®
Phone: 508-756-5108 x 233 Phone: 508-756-5108 x 235
E-mail: jim@mswfp.com E-mail: mmm@mswfp.com

  

Denver
Jamie Stone,CLU®
Phone: 303-955-9740

E-mail: jamie@mswfp.com

 
Calculators

Life Insurance

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Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Newsletters

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

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